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Filing questions, answered straight.
Plain-English guides to LLCs and business paperwork, including the parts where the honest answer is "you don't need to pay anyone for this."
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5 min read
The Florida $400 late fee: what it is, and what happens if you keep waiting
Miss Florida's May 1 annual report deadline and the state adds a flat $400 late fee. Here are the real dates, what dissolution costs instead, and every way to file - including free.
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How much does an LLC actually cost?
State filing fees run roughly $35–$500, service fees are optional, and the ongoing costs are the part nobody budgets for. The honest math.
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What does a registered agent actually do?
Every LLC and corporation needs one. Here's what the job actually is, when being your own registered agent makes sense, and when it doesn't.
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Annual reports: the deadline that quietly kills companies
Most states will administratively dissolve a company that ignores its annual report. What the filing actually is, what it costs, and how not to miss it.
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Operating agreements: the document banks keep asking for
An operating agreement is your LLC's internal ownership contract, not filed with the state, but banks ask for it and co-owners need it. What's in one, who needs it, and how to get one.
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Opening a business bank account: the document checklist
What banks actually require to open a business account. EIN, formation documents, ID, operating agreement, resolution, and why they're so strict about it.
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Certificates of good standing: when you actually need one
Banks, lenders, and other states ask for certificates of good standing at the worst possible moments. What the document proves, when it comes up, and how to get one.
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